Intro
1. Learn Vocabulary - Learn some new vocabulary before you start the lesson.
2. Read and Prepare - Read the introduction and prepare to hear the audio.
When you get a new paycheck each month, it can be tempting to go right out and blow through it all. But when the end of the month comes and the bills start arriving, you’ll wish you’d done a better job of saving. And as much fun as it is to spend money, saving can feel pretty good too, especially if you’re saving up for something specific, like a vacation. Some people try to put a little money aside each month so they can earn interest on it and have more money in the bank whenever they need it in the future. Find out if Beren and Jeff are penny pinchers or penny wasters.
Dialog
1. Listen and Read - Listen to the audio and read the dialog at the same time.
2. Study - Read the dialog again to see how the vocab words are used.
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Jeff: Hey Beren, are you good at saving…saving money, or do you blow through your paychecks generally.
Beren: I guess it depends, like if I have to, you know, save money for something special, I’m pretty good at, you know, putting it away, making sure I take a little out of each paycheck. But generally, I’m not a big…I don’t think about the future in terms of money, which is kind of bad. I’m kind of living in the moment. So like, “Ah, I want this new instrument or some records”...I don’t know, I blow through a lot of money.
Jeff: Yeah I think I’m in the same boat. I try to live pretty conservative. Under $5.00 a day is my goal. But I can’t say I make that all the time.
Beren: That is super…under $5.00, that’s impressive. I mean do you have a nest egg you’re working on or are you just saving for…
Jeff: Not really.
Beren: You just like to save money, or you’re just hoarding?
Jeff: Trying to pay the bills, and maybe go out to eat every now and again. I think that’s what gets me.
Beren: Yeah, totally. I mean if I have cash in my pocket, I’ll usually spend it.
Grammar Point
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Discussion
Beren likes to live in the moment. That means she doesn’t spend a lot of time thinking about the future. So she isn’t very good at saving. If she does save, it is usually so she can buy something specific, like a new instrument.
Jeff lives very conservatively. He doesn’t spend a lot of money, but he doesn’t save a lot either. He just wants to be able to pay all his bills and have enough money left over to go out to eat.
Do you like to spend money, or do you prefer to live in the moment? Is there anything special you are saving for now?
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